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LEGAL

Terms and Conditions

Last updated: 22 April 2026

In plain English

Welcome to YouMultiply. These Terms are the rules of the road for using our website and services. In short: you can use our site for its intended purpose, but not to harm it, misuse it, or copy our content without permission. We provide the services "as is" and our liability is limited. If a dispute comes up, we'll try to work it out informally first, with anything unresolved going to arbitration under Delaware law. This summary is here to orient you; the full Terms below control if there's any conflict.

1. Introduction

These Terms and Conditions ("Terms") apply to this website and to any transactions related to our products and services. You may also be bound by additional agreements related to your relationship with us or to specific products or services you receive from us. If any provision of an additional agreement conflicts with these Terms, the additional agreement will control to the extent of that conflict.

Purchases of YouMultiply products through our checkout are additionally governed by our Customer Terms of Service, which you accept at checkout and which control for matters relating to that purchase.

2. Definitions

In these Terms:

3. Acceptance

By registering with, accessing, or otherwise using the Website, you agree to be bound by these Terms. Your use of the Website constitutes your acknowledgement and acceptance of these Terms. In some cases we may also ask you to agree explicitly.

4. Electronic communications

By using the Website or communicating with us electronically, you agree that we may communicate with you electronically, whether through the Website or by email, and that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

5. Intellectual property

5.1 All rights reserved

We or our licensors own and control all copyright and other intellectual property rights in the Website and in the data, information, and other materials displayed on or accessible through it. Unless specific content indicates otherwise, you are not granted a license or any other right under copyright, trademark, patent, or other intellectual property laws. You agree not to use, copy, reproduce, perform, display, distribute, embed into any electronic medium, alter, reverse engineer, decompile, transfer, download, transmit, monetize, sell, market, or commercialize any material on the Website in any form without our prior written permission, except as permitted by mandatory law (for example, the right to quote).

6. Third-party websites and content

The Website may include hyperlinks or other references to third-party websites. We do not monitor or review the content of third-party websites linked from the Website. Products or services offered on third-party websites are subject to the applicable terms of those third parties, and opinions expressed or material appearing on those websites are not necessarily shared or endorsed by us.

We are not responsible for the privacy practices or content of third-party websites. You use those websites and any related third-party services at your own risk, and we accept no responsibility for any loss or damage resulting from your disclosure of personal information to third parties.

7. Acceptable use

By using the Website you agree to use it only for its intended purposes and as permitted by these Terms, any additional agreements with us, and all applicable laws, regulations, and generally accepted online practices. You must not:

8. Idea submission

Please do not submit any ideas, inventions, works of authorship, or other information that you consider your own intellectual property unless we have first signed an agreement or non-disclosure agreement covering that submission. If you disclose such material to us without a written agreement in place, you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate, and distribute your content in any existing or future media.

9. Modification and termination

We may, at our sole discretion and at any time, modify or discontinue access to the Website or any Service on it, temporarily or permanently. We will not be liable to you or any third party for any such modification, suspension, or discontinuance. You will not be entitled to any compensation or payment even if features, settings, or content you have contributed or relied on are permanently lost. You must not bypass, or attempt to bypass, any access restrictions on the Website.

10. Disclaimers and limitation of liability

Nothing in these Terms is intended to limit or exclude any warranty or liability implied by law where it would be unlawful to do so.

The Website and all Content on it are provided on an "as is" and "as available" basis and may contain inaccuracies or typographical errors. We expressly disclaim all warranties of any kind, whether express or implied, as to the availability, accuracy, or completeness of the Content. We make no warranty that:

Nothing on the Website is intended to constitute legal, financial, or medical advice. If you need such advice, consult an appropriately qualified professional.

To the maximum extent permitted by applicable law, we will not be liable for any direct or indirect damages (including loss of profits or revenue, loss or corruption of data, software, or databases, or loss of or damage to property) incurred by you or any third party arising from your access to or use of the Website. Except where an additional agreement expressly states otherwise, our total liability to you for all damages arising out of or related to the Website or any products or services sold through it, regardless of the form of action (whether in contract, negligence, tort, or otherwise), is limited to the total amount you paid us for those products or services, or for use of the Website, in the twelve (12) months preceding the claim. This limit applies in the aggregate to all of your claims and causes of action of every kind.

11. Privacy

To access the Website or Services you may be required to provide information about yourself as part of the registration process. You agree that any information you provide will be accurate, complete, and current.

Our collection and use of personal information is described in our Privacy Policy.

12. Export and trade controls

Access to the Website from any territory where the Content or purchase of the products or Services offered on it is illegal is prohibited. You may not use the Website in violation of any applicable export laws, trade controls, or economic-sanctions regimes, including those administered by the U.S. Office of Foreign Assets Control (OFAC) and the U.S. Bureau of Industry and Security (BIS).

13. Assignment

You may not assign, transfer, or subcontract any of your rights or obligations under these Terms, in whole or in part, to any third party without our prior written consent. Any attempted assignment in violation of this section will be null and void. We may assign these Terms, in whole or in part, at our discretion.

14. Breach

Without prejudice to our other rights under these Terms, if you breach these Terms in any way we may take such action as we consider appropriate, including temporarily or permanently suspending your access to the Website, contacting your internet service provider to request that they block your access, and/or commencing legal action against you.

15. Force majeure

Except for obligations to pay money, no delay, failure, or omission by either party to carry out or observe any of its obligations under these Terms will be deemed a breach if and for as long as it arises from a cause beyond the reasonable control of that party, including natural disasters, acts of government, labor disputes, war, terrorism, pandemics, or disruptions of telecommunications or utility services.

16. Indemnification

You agree to indemnify, defend, and hold harmless Educative Tech LLC, its affiliates, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or any applicable law, including intellectual property and privacy rights. You will promptly reimburse us for any damages, losses, costs, or expenses relating to or arising from such claims.

17. Waiver

Our failure to enforce any provision of these Terms, or to exercise any option to terminate, will not be construed as a waiver of that provision and will not affect the validity of these Terms or of any part of them, or our right to enforce each and every provision.

18. Language

These Terms will be interpreted and construed exclusively in English. All notices and correspondence will be in English.

19. Entire agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Educative Tech LLC in relation to your use of the Website, and supersede any prior agreements or understandings on the subject.

20. Updates to these Terms

We may update these Terms from time to time. The "Last updated" date at the top of this page shows when these Terms were most recently revised. Changes become effective when posted. It is your responsibility to review these Terms periodically. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

21. Dispute resolution

Most concerns can be resolved quickly by contacting us at youmultiply.com/contact. Before filing a formal claim against us, you agree to try to resolve the dispute informally by sending written notice of the claim to that email address. We will do the same if we have a claim against you. The parties will then attempt in good faith to resolve the dispute through direct negotiation for at least thirty (30) days after notice.

If the dispute cannot be resolved through informal negotiation, you and we agree that any remaining dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect. The arbitration will take place in Wilmington, Delaware, unless the parties agree otherwise, and may be conducted remotely. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

You and we each agree that disputes will be brought only in an individual capacity and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding. If any portion of this class-action waiver is found unenforceable, the remainder of this Section 21 will continue to apply to the maximum extent permitted by law.

Notwithstanding the foregoing, either party may (a) bring an individual claim in small-claims court where eligible; or (b) seek injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property or confidential information.

22. Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-law rules. Subject to the arbitration and carve-outs in Section 21, you agree that the state and federal courts located in Delaware will have exclusive jurisdiction over any dispute or claim not subject to arbitration, and you consent to the personal jurisdiction of those courts.

If any part of these Terms is found by a court or other competent authority to be invalid or unenforceable under applicable law, that part will be modified, deleted, or enforced to the maximum extent permissible to give effect to the intent of these Terms. The remaining provisions will not be affected.

23. Contact information

The Website is owned and operated by Educative Tech LLC (trading as YouMultiply).

Educative Tech LLC
8 The Green, Suite R
Dover, DE 19901, USA
Contact: youmultiply.com/contact